State Health Insurance Assistance Program

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Need Help with Medicare?

SHIP is your local State Health Insurance Assistance program. We provide free, unbiased help to Medicare-eligible beneficiaries, their families, and caregivers. Whether you are new to Medicare, reviewing Medicare plan options, or have questions about how to use your Medicare, SHIP can help. Trained staff and volunteer counselors are available in all 23 counties and Baltimore City for one-on-one assistance and community education.​

SHIP Provides Assistance With:​

  • Plan comparison and enrollment
  • Understanding coverage and costs
  • Medicare Supplement Plans (Medigap)
  • Eligibility and enrollment for financial assistance programs
  • Preventive services
  • Billing issues and appeals
  • Health care fraud and marketing violations
  • Referral to other resources

Become a SHIP Volunteer

SHIP counselors are members of your local community who have been screened, trained, and certified as Medicare experts. Many are volunteers and they may even be one of your peers. They pride themselves on providing unbiased, confidential counseling. Their only priority is helping you make informed decisions about your care and benefits. Learn more about the role of SHIP volunteers​ or submit an interest form to become one!

Additional Resources​

Counselors Throughout Maryland

Call for FREE and Confidential Assistance
  • Allegany County:
    301-783-1710
  • Anne Arundel County:
    410-222-4077
  • Baltimore City:
    410-396-2273
  • Baltimore County:
    410-887-2059
  • Calvert County:
    410-535-4606
  • Caroline County:
    410-479-2535
  • Carroll County:
    410-386-3800
  • Cecil County:
    410-996-8174
  • Charles County:
    301-934-9305
  • Dorchester County:
    410-376-3662
  • Frederick County:
    301-600-1234
  • Garrett County:
    301-334-9431
  • Harford County:
    410-638-3025
  • Howard County:
    410-313-7392
  • Kent County:
    410-778-2564
  • Montgomery County:
    301-255-4250
  • Prince George's County: 301-265-8471
  • Queen Anne's County:
    410-758-0848 Option 3
  • Somerset County:
    410-742-0505
  • St. Mary's County:
    301-475-4200 ext. 1064
  • Talbot County:
    410-822-2869 ext. 231
  • Washington County:
    301-790-0275
  • Wicomico County:
    410-742-0505
  • Worcester County:
    410-742-0505

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