Prepare Marylanders to Afford Longevity

Objectives and Strategies

Through partnerships between the public and private sectors, invest in a variety of affordable housing developments, programs and initiatives that are accessible to people of all ages and abilities.
Improve access to housing options and resources by strengthening and expanding housing navigator networks.
Commit funding to support a statewide initiative that prevents homelessness among older adults and provides housing supports for older adults who are homeless.
Expand aging in place options by providing wraparound services that include health care, transportation, and social services in coordination with Area Agencies on Aging, Centers for Independent Living, Villages, and other community-based aging service providers.
Increase access to home repair and modification programs that ensure safe and accessible home environments, such as HUBS, BCAUSE, CAPABLE, and Accessible Homes for Seniors.
Increase access to any applicable state tax credits for income-limited households by lowering income thresholds, increasing property value limitations, and simplifying applications.
Expand access to intergenerational co-housing programs that match Marylanders to share housing costs.

Provide age-appropriate financial literacy outreach to educate Marylanders across the lifespan about saving for the future.
Increase awareness of and access to free financial planning resources that provide trusted and impartial information about savings and investment options.
Provide targeted education to allow for financial stability through life transitions to assist in planning for a reduced income and access to available benefits.
Provide outreach and education to inform older adults about ways to protect their savings from financial fraud and preserve generational wealth.
Evaluate social and financial factors that impact the interest and ability of Marylanders to remain in the state as they transition away from full-time employment.
Explore policies that provide support for people facing growing or unplanned long-term care costs, medical debt, tax burdens, housing costs, and other unforeseen expenses.

Review and modernize state- and Medicaid-funded long-term services and supports to increase the number of people served, improve equitable service delivery statewide, and reduce administrative burden on providers.
Improve referral pathways between acute care providers, Medicaid home- and community-based services, and aging network services to create a more streamlined continuum of home- and community-based supports.
Incorporate programs targeting Marylanders across the lifespan, including older adults, adults with disabilities, and caregivers into the universal eligibility benefits application.
Increase awareness and utilization of programs and resources to save for health care costs and increase self-determination, including Medicare Savings Plans, Health Savings Accounts, Advance Directives, end-of-life care, and others.
Explore ways artificial intelligence can be leveraged to improve access to public benefits and programs.
Increase access to screening and supportive services for people experiencing symptoms of dementia and their caregivers.
Increase utilization of veteran benefits and resources while reducing disparities in access to benefits across hard-to-reach populations within the veteran community.
Increase awareness of Social Security survivor benefits for non-married same-sex couples.